Wednesday, 17 September 2008

How much money do you need?

Large quantities of money bring certain responsibilities and dangers that extrapolate as the size of your stack increases. Finding that elusive balance of happiness and wealth when your money starts to become influential is tricky. How much responsibility and danger are you willing to take on? A fair bit most likely.

After thinking through some hypothetical scenarios, I figure being ‘well off’ is preferable to being ‘humungously rich’. This modesty stems from a certain amount of underclass cringe, (emulating the rich without being conversant with their airs and graces invites ridicule). A fear of losing control of my money at the hands of unscrupulous accountants and brokers is another reason. I would also be keen to avoid the point where the bottom line of my bank statement controls me.

Money’s most underrated purpose is freedom. It’s easy to miss. It hides in that tiny grey area between greed and need.

I’d find my freedom in purchasing a new car or two every couple of years, and having the quality time to enjoy them.

I’d like a comfortable home with decent furnishings, large enough to spread out into but not so large I couldn’t maintain it, or the gardens, myself. Worrying about damaging priceless antique carpets or screwing up a hundred year old hedge probably puts me out of the market for a castle or a historic home.

My home would be efficiently automated to the highest possible degree. No servants would run around after me. There are enough appliances available these days to make their presence a mere status symbol for the pretentious. Supporting the high-end tourist industry where I am waited on and cleaned up after is one thing, but home is home and who wants a bunch of strangers wandering around the place, privy to every small detail of your life?

So, looks like I’ve got it sorted. Now where did I leave my truckload of cash?

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